Category Archives: forensic mortgage auditing

references

wickershams Letter from the wickershams to LFA Yowell reference letter for LFA   -Letter from Stephen Yowell-Charlottsville virginia area To Jeff Greenberg   -From Dawn Hayes  Charlottesville machikas_reference    -Letter from Michael Machikas, Pennsylvania We are trained and certified forensic mortgage auditors.

TILA-Truth in Lending Rescission Right

TRUTH IN LENDING-RESCISSION-RIGHT TO RESCIND Truth in Lending law is probably the most powerful set of  rights consumers have to fight predatory lending and to potentially save ones home from foreclosure. WHAT IS TRUTH IN LENDING LAW? Truth in lending law (essentially)

Help Me Stop a Foreclosure

Stop Foreclosure If you are behind on your mortgage, in jeopardy of losing your home, cannot afford your current payment because you expected to refi but now cannot, Read the “step by step QWR” page after filling out this form.  

Deficiency Judgments

Deficiency Judgments How does one avoid a deficiency judgment? Is my lender going to come after me with a potential deficiency judgment? Is a foreclosure deficiency judgment the same as a short sale deficiency judgment? What effect does bankruptcy have

Avoiding Deficiency Judgments

Avoiding Deficiency Judgments The Sheep and the Porcupine I’m in mortgage trouble, I look online and there are a million organizations that claim to be able to help me avoid foreclosure, modify my loan, short sale my home, file bankruptcy

Mortgage Help

Mortgage Help If you are behind on your mortgage, in jeopardy of losing your home, cannot afford your current payment because you expected to refi but cannot, Read the step by step QWR page after filling out this form.  We

Forensic Loan Audit-Forensic Loan Auditors

Forensic Loan Audit  Forensic Mortgage Audit What is a forensic loan audit and do you need one?  Well lets talk about that.     In my opinion the following are a list of criteria from which you can safely know that you

Right to Rescind

Missing or erroneous TILA disclosures and your Right to Rescind your mortgage My God what a mess. I just learned an interesting fact. The assets of Indy Mac were sold to One West Bank. The Chairman of the Treasury, Henry

Forensic Mortgage Audit-Mortgage Violations

Forensic Loan Auditing uncovers Mortgage Violations

Debt to Income Ratio: How it affects your Mortgage

Debt to Income Ratio When you are going to buy a home one of the first things the mortgage lender or bank is going to need to know is your DTI or debt to income ratio.  This allows them to