Category Archives: deficiency judgments
Why MERS should be dismantled
This registry of notes, among other more diabolical things allows the notes to be traded like stocks on a stock exchange. Prior to the existance of MERS, the note and the parties of
Principal Reductions-The Reality
Has anyone had a client receive a notice of conditional acceptance for a Principal Reduction from Bank of America? Any other national lenders? They are happening, I have some of them here in my office
David Stern, Robo-Signors and mass fraudulent foreclosure practices
Is the foreclosure machine going to come to a screetching halt? Have the lenders already been paid for your defaulted subprime mortgage through PMI insurance, TARP, FDIC loss share agreement or another government insurance or subsidy program? Have you been watching
QWR Qualified Written Request
Sample QWR Sample Qualified Written Request under section 6 of RESPA. ***this is not legal advice-consult your attorney.. ——————————————————————————– From: date: send return receipt certified Homeowner Homeowner address Your loan servicer address city state zip loan number__________________ This is a
short sale vs foreclosure in Virginia
Short Sale vs. Foreclosure Call us 540-341-1481 888-400-NOVA By lazy girl Since the sub prime mortgage crisis many individuals nationwide and in Virginia have suffered from nopt being able to afford mortgage repayments. Are you beginning to experience issues paying
bankruptcyandforeclosure
Practical effect of Bankruptcy on Foreclosure If you are facing foreclosure and or other debilitating and caustic financial challenges it is a time for careful reflection because the decisions you are in the process of making are going to have
references
wickershams Letter from the wickershams to LFA Yowell reference letter for LFA -Letter from Stephen Yowell-Charlottsville virginia area To Jeff Greenberg -From Dawn Hayes Charlottesville machikas_reference -Letter from Michael Machikas, Pennsylvania We are trained and certified forensic mortgage auditors.
TILA-Truth in Lending Rescission Right
TRUTH IN LENDING-RESCISSION-RIGHT TO RESCIND Truth in Lending law is probably the most powerful set of rights consumers have to fight predatory lending and to potentially save ones home from foreclosure. WHAT IS TRUTH IN LENDING LAW? Truth in lending law (essentially)
