Category Archives: bankruptcy alternatives
Why MERS should be dismantled
This registry of notes, among other more diabolical things allows the notes to be traded like stocks on a stock exchange. Prior to the existance of MERS, the note and the parties of
Principal Reductions-The Reality
Has anyone had a client receive a notice of conditional acceptance for a Principal Reduction from Bank of America? Any other national lenders? They are happening, I have some of them here in my office
securitization audits
Securitization Audits-Questioning Securitization of Mortgages I just watched the latest Michael Moore movie, “Capitalism, a Love Story”. This was my second look. I know a lot of people don’t think much of Michael Moore. I have a great deal of respect
QWR Qualified Written Request
Sample QWR Sample Qualified Written Request under section 6 of RESPA. ***this is not legal advice-consult your attorney.. ——————————————————————————– From: date: send return receipt certified Homeowner Homeowner address Your loan servicer address city state zip loan number__________________ This is a
short sale vs foreclosure in Virginia
Short Sale vs. Foreclosure Call us 540-341-1481 888-400-NOVA By lazy girl Since the sub prime mortgage crisis many individuals nationwide and in Virginia have suffered from nopt being able to afford mortgage repayments. Are you beginning to experience issues paying
bankruptcyandforeclosure
Practical effect of Bankruptcy on Foreclosure If you are facing foreclosure and or other debilitating and caustic financial challenges it is a time for careful reflection because the decisions you are in the process of making are going to have
references
wickershams Letter from the wickershams to LFA Yowell reference letter for LFA -Letter from Stephen Yowell-Charlottsville virginia area To Jeff Greenberg -From Dawn Hayes Charlottesville machikas_reference -Letter from Michael Machikas, Pennsylvania We are trained and certified forensic mortgage auditors.
TILA-Truth in Lending Rescission Right
TRUTH IN LENDING-RESCISSION-RIGHT TO RESCIND Truth in Lending law is probably the most powerful set of rights consumers have to fight predatory lending and to potentially save ones home from foreclosure. WHAT IS TRUTH IN LENDING LAW? Truth in lending law (essentially)
Help Me Stop a Foreclosure
Stop Foreclosure If you are behind on your mortgage, in jeopardy of losing your home, cannot afford your current payment because you expected to refi but now cannot, Read the “step by step QWR” page after filling out this form.
