Sample QWR  Sample Qualified Written Request under section 6 of RESPA.                       ***this is not legal advice-consult your attorney..

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From:                                               date:            send return receipt certified

Homeowner

Homeowner address

Your loan servicer

address

city state zip

loan number__________________

This is a “Qualified Written Request (QWR)” under Section 6 of the Real Estate Settlement Procedures Act (RESPA) which I present to obtain copies of ALL documents pertaining to my mortgage loan. Under Section 6 of RESPA you are required to acknowledge this request within 20 business days of, and to reconcile irregularities or inconsistencies they reflect within 60 business days of, the date you receive this request.   Please ensure that all copies are clear, legible, and copied in their entirety.

These are the documents I request:

* Initial Loan Application and Final Loan Application (1003);
* Deed of Trust/All Addendums;
* Copy of Wet-inked Note I signed with All Endorsements and Riders;
* Copy of Loan Payment History – This must include all payments made, all fees incurred, any and all escrow account disbursements and how payments were applied, and all disclosures and rate sheets;
*All escrow analyses conducted on the account from the inception of the loan to the date of this letter;
* Truth-in Lending Statements and Disclosures;
*All loan servicing agreements between the loan servicer(s) and the loan originator, the note holder/lender, and/or trustees from inception of the loan to the date of this letter;
*All letters, statements, affidavits, and documents (including Limited Power of Attorney if applicable) sent to me by agents, attorneys, or representatives of your company;
* Itemization of Amount Financed;
* Good Faith Estimates;
* Estimated and Final Closing Statements (Final HUD 1);
* Appraisal;
* Title Report;
* Grant Deed(s);

RESPA, also requires:

*Documentation of all loss mitigation evaluations and actions taken on this mortgage loan;
*A full accounting of all money paid and received on this mortgage loan account from any third party sources, including agreements, contracts, and understandings with vendors that have been paid for by any charges on the account from the inception of the loan to the date of this letter;

Additionally, please provide, in writing, the following:
(1)   Please identify the name, address, and telephone number of the current owner (beneficiary) of the Note;
(2)  Please identify the name, address, and telephone number of the beneficiary named in the Deed of Trust if different from that of the lender, and the authorization allowing such;
(3) Please identify the name, address, and telephone number of the secured party (the current owner of the mortgage);
(4)  Please identify the name, address, and telephone number of, and any and all fees provided to, the mortgage broker(s) involved in this mortgage loan;
(5)  Please identify the current location of the originals of the entire loan file, and describe the manner in which they are stored, maintained, and protected.
Very Truly Yours,