Utah Foreclosure help

If you live in: Logan Utah, ogden Utah, Clearfield Utah, Provo Utah, Orem Utah,Salt Lake City Utah or St George Utah and have fallen behind on your mortgage or facing foreclosure we can help you.    There are several ways to avoid a foreclosure in Utah.    You can short sale the property, dropping the price initially enough to attract a quick buyer,  then quickly get on the phone with your lender (or allow us to do this) to stop the foreclosure.   You can obtain the services of a Utah Bankruptcy attorney who will file your bankruptcy creating an immediate stay of foreclosure allowing you time to either short sale the property or negotiate a mortgage modification with your lender.    We have found that the best possible way to negotiate a mortgage modification is not by asking your lender to be nice and lower your payment, but rather find out if your lender committed any violations of underwriting statutes through a forensic mortgage audit and then demand that the lender modify your terms at the threat of a lawsuit.    The most powerful violation you can find is an understatement of your finance charge on your final Truth in lending disclosure.   Finding this RESPA violation and placing your case in the hands of a seasoned RESPA attorney will put your lender on the defense and bring them to the negotiating table.      There are many other actionable violations of RESPA and TILA that will bring your lender to their senses, but this is by far the easiest to litigate.    Please read my other articles on Mortgage violations and avoiding deficiencey judgments and let us know what you think.   If you need immediate help, we are here to help you in any way we can, my partner Karen Kennedy is a RESPA and TILA litigation attorney, I am a forensic mortgage auditor, between us we have your mortgage issues fairly covered.

Call us at 888-400-NOVA or 540-341-1481.     Or feel free to email forensicmortgageauditor@gmail.com

This post is not meant nor should you consider this to be legal advice.